To be fair you can also flip that around. If you show up with a vehicle that can't handle the boat you brought you're putting everyone on the roads and at the ramp at risk. Boaters should be smarter than that.
Fairly quick way to have yourself showcased on one of the "see if the truck floats" videos. Floating your boat, likely no issues. Pulling her out, um... Imagine a busy ramp, everyone waiting to get in or out. There you are spinning tires, throwing rubber mats under the wheels, asking people...